SoFi: Bank, Invest & Crypto

SoFi: Bank, Invest & Crypto by Social Finance, LLC is an app in the Finance category for iOS & Android.

Developer: Social Finance, LLC · Category: Finance · Type: app · Price: Free · Platforms: iOS & Android

Why do 14.7M members love SoFi? Bank, invest, and own crypto all in one app. Open a bank account, track your budget, and manage your finances from anywhere. Sofi Plus Premium Membership • 4.50% APY on up to $20,000 in savings with a SoFi Plus membership. • 1% Invest Match on eligible deposits into taxable SoFi Invest® accounts. • Unlimited sessions with experienced SoFi Wealth Financial Planners. • 2x rewards points on qualifying account activity. NEW! BUY, Sell & Hold Crypto • First national chartered bank where individuals can buy, sell, and hold cryptocurrency. • Access Bitcoin, Ethereum, Solana, plus 25+ cryptocurrencies on a platform with the safeguards of a bank. Online Banking • Open a bank account with no account, service, or maintenance fees and no minimum balance required. • Get paid up to 2 days early with direct deposit and early payday.⁶ • Mobile banking app to send money, transfer funds, pay bills, and manage your finances. High-Yield Savings Account • High-yield savings account with a high APY on your savings balance. • Savings Vaults help you organize your emergency fund and savings goals in one place. • Instant transfers between checking and savings with no fees. Stock Trading & Investing • Trade stocks and ETFs through SoFi Securities to build your investment portfolio (other fees apply). • Invest in fractional shares from $5, or explore index funds, ETFs, and options trading (restrictions apply). • Automated investing, IRA and Roth IRA retirement accounts, and portfolio management through SoFi Wealth. Budget APP & Money Management • Budget app to track spending, set savings goals, and manage your finances from one place. • Track expenses, monitor your net worth, and manage your money across SoFi and linked accounts. • Financial planning tools to help you reduce debt and build long-term wealth. Loans & Credit Score • Personal loans for debt consolidation, home improvement, and large purchases. Check your rate in minutes. • Credit score monitoring, credit report access, and credit-building tools. • Student loan refinancing and personal loan options. Pre-qualify without affecting your credit score. Bank Security & Customer Support • Bank-level encryption protects your personal and financial information with fraud alerts. • Instant notifications for suspicious account activity keep your money safe. • Financial support team available 7 days/week via chat or (855) 456-Sofi (7634). For disclosures on SoFi Invest platforms visit SoFi.com/legal. For a full listing of the fees associated with SoFi Invest please view our fee schedule (finra.org) When you open a SoFi Savings Account, SoFi Bank will also automatically open a SoFi Checking Account in your name. See the SoFi Bank Deposit Account Agreement for details. SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service and for SoFi to present to you data we have received from the credit bureau. The credit score and associated data provided to you is a VantageScore® based on TransUnion® (the “Processing Agent”) data ⁶Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary. We do not charge any account, service, or maintenance fees for SoFi Checking and Savings. We do charge transaction fees for outgoing wire transfers, Instant Transfers, and global remittance transfers. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at sofi.com/legal/banking-fees/. 8x based on Fdic monthly savings account rate as of March 16, 2026.

Financial disclaimer: App US is a directory and does not provide financial, investment, tax, or legal advice. Any information shown about financial apps is for general informational purposes only. Financial products carry risk, including the possible loss of principal. Always do your own research and consult a qualified professional before making financial decisions.

Cryptocurrency risk warning: Crypto and digital-asset apps are listed for informational purposes only and this is not financial advice. Cryptocurrencies are highly volatile and may be unregulated in your jurisdiction; you could lose some or all of your money. Only risk what you can afford to lose and do your own research before using these services.

SoFi: Bank, Invest & Crypto is available on the App Store and Google Play.

Banking, payments, budgeting, and investing apps. Browse more Finance.

Frequently asked questions about SoFi: Bank, Invest & Crypto

What is SoFi: Bank, Invest & Crypto?

It is a Finance app developed by Social Finance, LLC, listed in the Finance section of the App US directory for iOS & Android. Here you can review the key details and follow the links to the official store pages.

Is SoFi: Bank, Invest & Crypto free to download?

It is currently listed as Free. Pricing and any in-app purchases are set by the developer and can change at any time, so always confirm the current price on the App Store and Google Play before you download.

Which platforms does SoFi: Bank, Invest & Crypto support?

It runs on iOS & Android, and you can download it directly from the App Store and Google Play using the official links on this page.

Who developed SoFi: Bank, Invest & Crypto?

It was created and is maintained by Social Finance, LLC. App US links only to the official iOS & Android store listings, so you always reach the genuine, up-to-date version.

How do I download SoFi: Bank, Invest & Crypto?

Open the official store links on this page to get it on the App Store and Google Play. App US is an independent, ad-supported directory: we organise listings and link to the stores, but we do not host downloads, sell apps, or process any purchases ourselves.